Solar Financing

Positive Energy Solar 30-year standard solar warranty

With $0-down financing options, award-winning customer service, and New Mexico’s only 30-year standard solar warranty, you can enjoy peace of mind, clean energy and savings today with Positive Energy Solar!

Flexible solar financing, with $0 down options

Financing home solar doesn’t have to be complicated. Positive Energy Solar works with New Mexico financiers to create flexible payment options, so you can choose what’s right for you - cash or loan.

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You own the system and the energy it produces.

  • You purchase your solar system directly.
  • A home equity loan can be used and may be tax-deductible.
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.
  • Purchasing your solar system directly can maximize your savings. Over time, your system can pay for itself through your utility bill savings.

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Solar Loan ($0-Down Financing Available)

Swap your monthly PNM or Co-Op electric bill for a low, stable, solar loan payment.

  • Various loan payment terms and conditions available (ask your NM Solar Advisor for assistance)
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.
  • Locked-in rate means your loan payment never increases (unlike the utility rate)!
  • For many customers, the combination of the loan payment and the remaining power bill is less than their previous electric bill.

Nusenda & Positive Energy Solar Make Financing Easy

Nusenda Credit Union

Positive Energy Solar works directly with Nusenda Credit Union to make financing easy. In partnership with Nusenda, we are offering our customers special, low-interest financing for solar upgrades and installation. This is an exclusive offer available to Positive Energy Solar customers. You don’t have to be a Nusenda member to get approved for financing.

For more information on how Nusenda can help you with your borrowing needs, contact:

Nusenda Credit Union

Merchant Lending Department | 505-889-5113 |


Home Wise Solar Financing New Mexico logo

Homewise offers affordable financing services to help you maintain and improve your home. They are commited to making solar energy affordable and accessible to low and moderate income New Mexico families.


To learn more about Homewise' solar financing options, check out their website here or ask your Positive Energy Solar advisor.

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Your Electric Bill Before Solar

Traditional energy rates in New Mexico rise an average of 4.5% annually, and don't show any signs of stopping. Every year you wait, the cost of electricity continues to rise (and so does your power bill)! This makes the switch to solar even more important for homeowners across New Mexico.

Our experienced team of New Mexico solar experts can look at your home and your current energy bills to help you understand just how much you can save with solar panels. Call us today to learn more!

Your Electric Bill After Solar

With solar energy, your bill will always remain stable, eliminating any surprises. Plus, when your solar panels are paid off, you continue to produce clean solar energy -- for free! Because we only work with manufacturers that provide the best solar technology in the industry, our solar panels last longer and produce more solar, virtually eliminating your electric bill and safeguarding your home against the ever-rising cost of electricity from the grid.

*Your total savings may vary, contact our New Mexico solar experts for more information.

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Solar Incentives & Tax Credits

With recent changes to legislation, switching to solar for your New Mexico home or business has never been a better financial decision.

  • Federal, state and local tax credits and rebates can lower the total cost of your solar system by up to 40%:
  • Federal tax credit—up to 30% of system price (no cap)
  • New Mexico solar tax credit of 10%
  • Solar installations in New Mexico are exempt from gross receipts tax

For more information on how much you can save through incentive programs, just contact by Positive Energy Solar online.


Our Reviews

  • Don't just take our word for it - check out our online reviews

    Google Reviews (Albuquerque office)

    Google Reviews (Santa Fe office)


  • Thorough and supportive from start to finish

    Positive Energy Solar was responsive and helpful from the time we first called, through our decision-making process, and throughout the planning and installation of our system. Dave went over the options with us and answered all our questions, Zach worked with us to plan our system and guide us through the necessary steps with PNM and the recommended electrician, who was also very helpful and efficient, and the installation went smoothly and as planned. Dave also followed up with us to be sure the system was working as it should. We are very pleased with Positive Energy and would recommend them wholeheartedly to anyone considering a solar installation...

    Albuququerque, NM

  • from start to finish they were excellent, would definitely recommend them to anybody.

    Great solar system, excellent workmanship, very professional people, they got the job done before due date, from start to finish they were excellent, would definitely recommend them to anybody.

    Albuquerque, NM

  • Couldn't be more pleased!

    Our experience with Positive Energy Solar couldn't have been easier or more professional. Our contact, Taylor, explained everything clearly, giving us various options to choose from, both in terms of how much solar we wanted to install and whether we wanted to pay up front or choose a pay-as-you-generate plan. Everyone we dealt with was professional and courteous and we got our panels installed in a timely manner. We are now enjoying our website monitor that tells us every day how much electricity we have generated. Between our solar array and our new electric car, we are thrilled to be "part of the solution."

    Santa Fe, NM

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