Paying for Solar in Albuquerque & Santa Fe, NM
Flexible Solar Financing in New Mexico with $0 Down Options
Buying solar doesn’t have to be complicated. We have several paths to solar ownership and will help find the right solution to match your budget and long-term energy goals. From upfront savings and worry-free maintenance to full ownership with industry-leading warranties, each solution provides exceptional value and dependable performance. Explore your options below to find the plan that works best for you.
Buying Solar with Cash
Buying solar with cash provides immediate ownership, and a great investment in your home.
- High Savings: By avoiding interest on loans or financing fees, you maximize your long-term energy savings.
- Immediate Ownership & ROI: You own the system immediately and can see a return on investment of around 10% or higher annually.
- Shorter Payback Period: Without debt, your system pays for itself faster.
- New Mexico solar tax incentives are recouped, shortening the payback
- Improved Home Value: Because you own the system, it can increase your home’s value.
Prepaid Solar Lease | Positive Path
A prepaid solar lease can provide the highest return and peace of mind.
- You'll receive an approximately 30% discount compared to cash value.
- Performance, monitoring & maintenance costs are covered for 6 years
- Options for ownership in as little as 7 years
- Easy transferability when selling your home (no credit check)
- Lock in a fixed, competitive rate with no annual escalators. This protects against inflation and rising utility costs.
Solar Loan Options: $0 Down Financing Available
A signature solar loan provides significant flexibility, allowing you to own your solar system outright and swapping your monthly PNM or other electric bill for a low, stable payment that builds equity while saving you monthly.
- You own the system
- Signature loan: No collateral risk or liens on your home
- Apply any solar tax credits and/or state and local incentives to buy-down the loan payments
- Locked-in rate means your solar loan payment never increases (unlike the utility rate)!
- Improved Home Value: Because you own the system, it can increase your home’s value.
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Ready to harness the power of the sun and start saving on your energy bills? Contact us today at (505) 344-0071 to schedule your free solar consultation!
Proud to Partner with Local Solar Lenders
Solar Loans with Nusenda
Positive Energy Solar works directly with Nusenda Credit Union to make financing easy. In partnership with Nusenda, we are offering our customers special, low-interest financing for solar upgrades and installation. This is an exclusive offer available to Positive Energy Solar customers. You don’t have to be a Nusenda member to get approved for financing.
For more information on how Nusenda can help you with your borrowing needs, contact:
Nusenda Credit Union
Merchant Lending Department | 505-889-5113 | [email protected]
Solar Loans with Homewise
Homewise offers affordable financing services to help you maintain and improve your home. They are committed to making solar energy affordable and accessible to low and moderate income New Mexico families.
Learn More About Homewise’ Solar Financing Options
To learn more about Homewise’ solar financing options, check out their website here or ask your Positive Energy Solar advisor.
Your Electric Bill Before Solar
Traditional energy rates in New Mexico rise an average of 4.5% annually, and don’t show any signs of stopping. Every year you wait, the cost of electricity continues to rise (and so does your power bill)! This makes the switch to solar even more important for homeowners across New Mexico.
Our experienced team of New Mexico solar experts can look at your home and your current energy bills to help you understand just how much you can save with solar panels. Call us today to learn more!
Your Electric Bill After Solar
With solar energy, your bill will always remain stable, eliminating any surprises. Plus, when your solar panels are paid off, you continue to produce clean solar energy — for free! Because we only work with manufacturers that provide the best solar technology in the industry, our solar panels last longer and produce more solar, virtually eliminating your electric bill and safeguarding your home against the ever-rising cost of electricity from the grid.
*Your total savings may vary, contact our New Mexico solar experts for more information.
Generate Positive Energy!
We are committed to providing the highest level of service to our clients – We’ve built our reputation on it, and it’s what has made us a leader in solar power in New Mexico.